Terms of Use
Last updated: April 2026
1. Acceptance of Terms
By accessing or using the askRIA platform ("Platform"), website, APIs, mobile applications, or any related services (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms"). If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms, in which case the terms "you" or "your" shall refer to such entity. If you do not agree with any part of these Terms, you must immediately cease all use of the Services. Your continued access to or use of the Services following the posting of any changes to these Terms constitutes acceptance of those changes. These Terms, together with our Privacy Policy and any applicable Subscription Agreement, constitute the entire agreement between you and askRIA Limited regarding your use of the Services.
2. Definitions
The following definitions apply throughout these Terms: "Account" means the unique account created by or for you to access and use the Services, including all associated credentials, settings, and preferences. "Services" means the askRIA platform and all related tools, features, APIs, integrations, and functionalities provided by askRIA Limited, including AI-powered analysis, document processing, investor and founder matching, financial intelligence, and any other features made available through the Platform. "Subscription" means the recurring agreement under which you access the Services for a defined period in exchange for payment of the applicable fees. "Plans" means the various tiers of access available on the Platform. Investor plans include Pay as you go, Scout, Hawk, Eagle, and Phoenix. Founder plans include Jellyfish, Turtle, Zebra, Pegasus, and Unicorn. Each plan provides different levels of access, features, usage limits, and support. "Confidential Information" means any non-public information disclosed by either party to the other, whether orally, in writing, or by any other means, that is designated as confidential or that a reasonable person would understand to be confidential given the nature of the information and the circumstances of disclosure. This includes, without limitation, business plans, financial data, technical specifications, proprietary algorithms, and user data. "Personal Data" means any information relating to an identified or identifiable natural person, as defined under applicable data protection legislation including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. "User Content" means any documents, data, files, text, images, financial records, pitch decks, business plans, or other materials that you upload, submit, transmit, or otherwise make available through the Services.
3. Services and Rights of Use
Subject to your compliance with these Terms and payment of all applicable fees, askRIA Limited grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Services during the term of your Subscription solely for your internal business purposes. The Platform provides AI-powered analysis and intelligence tools designed to support fundraising, investment evaluation, and financial decision-making. Core capabilities include, but are not limited to: (a) AI-powered analysis and scoring of companies, investment opportunities, and financial documents; (b) Document processing, parsing, and extraction of key information from uploaded materials such as pitch decks, financial statements, and due diligence reports; (c) Investor and founder matching based on preferences, criteria, and proprietary algorithms; (d) Financial intelligence, market insights, and data-driven recommendations; (e) Portfolio monitoring, risk assessment, and reporting tools; (f) Custom checklists, investment committee memo generation, and workflow automation. The scope of features available to you depends on your selected Plan. askRIA reserves the right to modify, update, or discontinue any feature of the Services at any time, with or without notice. We will use commercially reasonable efforts to notify you of material changes that may affect your use of the Services. You acknowledge that the Services utilise artificial intelligence and machine learning technologies, and that outputs generated by the Platform are intended to assist, not replace, professional judgement. askRIA does not provide financial, legal, or investment advice.
4. Account Responsibilities
To access the Services, you must create an Account by providing accurate, current, and complete information as prompted during the registration process. You agree to maintain and promptly update your Account information to keep it accurate, current, and complete at all times. You are solely responsible for maintaining the confidentiality and security of your Account credentials, including your password and any access tokens. You must not share your Account credentials with any third party. You agree to immediately notify askRIA at hello@askria.ai if you become aware of any unauthorised access to or use of your Account. You are fully responsible for all activities that occur under your Account, whether or not authorised by you. askRIA shall not be liable for any loss or damage arising from your failure to maintain the security of your Account credentials. You must be at least 18 years of age to create an Account and use the Services. By creating an Account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. Each Account is for a single user unless your Plan explicitly provides for multiple users or seats. You may not allow multiple individuals to share a single Account unless expressly permitted under your Plan.
5. Prohibited Uses
You agree not to use the Services for any unlawful purpose or in any manner that violates these Terms. Without limiting the generality of the foregoing, you shall not: (a) Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, underlying algorithms, or architecture of the Platform or any component thereof; (b) Upload, transmit, or distribute any malicious software, viruses, worms, Trojan horses, or any other code or programme designed to disrupt, damage, or limit the functionality of any software, hardware, or telecommunications equipment; (c) Use the Services for any unauthorised commercial exploitation, including but not limited to reselling, sublicensing, or redistributing access to the Services or any data, analysis, or output obtained through the Services, unless expressly authorised in writing by askRIA; (d) Use any automated means, including bots, scrapers, crawlers, or similar technologies, to access, collect, or extract data from the Platform, except as expressly permitted through our official APIs and in accordance with applicable rate limits and usage policies; (e) Upload, transmit, or otherwise make available any content that infringes or violates the intellectual property rights, privacy rights, or any other rights of any third party; (f) Attempt to circumvent, disable, or interfere with any security features, access controls, or technical measures implemented in the Platform; (g) Impersonate any person or entity, or falsely represent your affiliation with any person or entity; (h) Use the Services to engage in any form of market manipulation, insider trading, fraud, or other activity that violates applicable securities laws or financial regulations; (i) Interfere with or disrupt the integrity or performance of the Services or the data contained therein; (j) Attempt to gain unauthorised access to the Services, other user accounts, or any related systems or networks. askRIA reserves the right to investigate and take appropriate action against anyone who, in our sole discretion, violates this section, including without limitation suspending or terminating the offender's Account and reporting such conduct to law enforcement authorities.
6. Intellectual Property
All intellectual property rights in and to the Services, including but not limited to the Platform, software, algorithms, models, designs, user interfaces, graphics, logos, trademarks, trade names, documentation, and all improvements, modifications, and derivative works thereof, are and shall remain the exclusive property of askRIA Limited and its licensors. Nothing in these Terms grants you any right, title, or interest in the Services except for the limited licence expressly set out in Section 3. You retain all ownership rights in and to your User Content. By uploading or submitting User Content to the Platform, you grant askRIA Limited a non-exclusive, worldwide, royalty-free, sublicensable licence to use, reproduce, process, adapt, and display your User Content solely to the extent necessary to provide, maintain, and improve the Services. This licence is limited to the purpose of service delivery and does not grant askRIA any ownership rights in your User Content. If you provide askRIA with any suggestions, feedback, ideas, improvements, or other input regarding the Services ("Feedback"), you hereby assign to askRIA all right, title, and interest in such Feedback. askRIA shall be free to use, incorporate, and commercialise any Feedback without restriction, attribution, or compensation to you. You acknowledge that askRIA is not obligated to implement or use any Feedback. The askRIA name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of askRIA Limited. You must not use such marks without the prior written permission of askRIA.
7. User Content
You are solely responsible for all User Content that you upload, submit, or otherwise make available through the Services. askRIA does not pre-screen User Content but reserves the right (though not the obligation) to review, refuse, or remove any User Content at its sole discretion. askRIA processes User Content using artificial intelligence and other automated technologies to deliver the Services, including generating analysis, scores, insights, and recommendations. While askRIA processes your User Content in the course of providing the Services, askRIA does not claim any ownership rights in your User Content. By uploading or submitting User Content, you represent and warrant that: (a) You own or have obtained all necessary rights, licences, consents, and permissions to upload and use such User Content in connection with the Services; (b) Your User Content does not and will not infringe, misappropriate, or violate any third party's intellectual property rights, rights of privacy or publicity, or any other legal rights; (c) Your User Content does not contain any material that is unlawful, defamatory, obscene, or otherwise objectionable; (d) Your User Content is accurate and not misleading in any material respect; (e) You have obtained all necessary consents from any individuals whose Personal Data may be included in your User Content. askRIA implements appropriate technical and organisational measures to protect User Content in accordance with our Privacy Policy and applicable data protection laws. However, you acknowledge that no method of electronic transmission or storage is completely secure, and askRIA cannot guarantee the absolute security of your User Content.
8. Billing and Payments
By subscribing to a paid Plan, you agree to pay all applicable fees in accordance with the pricing and billing terms presented to you at the time of purchase. All fees are quoted and payable in the currency specified on the Platform. Monthly Subscriptions are billed automatically on a recurring monthly basis. Your payment method will be charged on the same date each month (or the nearest available date if the original billing date does not exist in a given month). Monthly fees are non-refundable except as expressly provided in these Terms or as required by applicable law. Yearly Subscriptions are billed upfront for the full annual period at the time of purchase or renewal. Yearly plan fees are non-refundable except as expressly provided in these Terms or as required by applicable law. Yearly plans may offer a discounted rate compared to the equivalent monthly pricing. Pay as you go plans are billed based on actual usage. Charges accrue as you use the Services and are invoiced at the end of each billing period or when a usage threshold is reached, whichever occurs first. If any payment is not received by askRIA within the applicable due date, you will be granted a fourteen (14) day cure period to make the outstanding payment. If payment remains outstanding after the cure period, askRIA reserves the right to: (a) Charge interest on the overdue amount at a rate of one and a half percent (1.5%) per month, or the maximum rate permitted by applicable law, whichever is lower, calculated from the original due date until the date of actual payment; (b) Suspend or restrict your access to the Services until all outstanding amounts are paid in full; (c) Terminate your Subscription and Account in accordance with Section 9. You are responsible for providing and maintaining valid and current payment information. All fees are exclusive of taxes, and you are responsible for paying all applicable taxes, duties, and levies imposed by any governmental authority in connection with your use of the Services. askRIA reserves the right to change its pricing at any time. Price changes for existing Subscriptions will take effect at the start of the next billing period following at least thirty (30) days' notice.
9. Term, Termination and Suspension
Your Subscription will commence on the date you subscribe to a paid Plan and will continue for the initial subscription period selected. Unless you provide written notice of non-renewal at least thirty (30) days prior to the end of the then-current subscription period, your Subscription will automatically renew for successive periods of the same duration at the then-current pricing. You may cancel your Subscription at any time through your Account settings or by contacting us at hello@askria.ai. Cancellation will take effect at the end of the current billing period. You will continue to have access to the Services until the end of the period for which you have already paid. No refunds or credits will be issued for any partial billing period. askRIA may suspend your access to the Services immediately and without prior notice if: (a) You breach any provision of these Terms and fail to cure such breach within fourteen (14) days of receiving written notice thereof (or immediately in the case of a breach of Sections 5 or 6); (b) You fail to pay any fees when due and do not cure such failure within the cure period specified in Section 8; (c) askRIA reasonably believes that your Account has been compromised or is being used in violation of applicable law; (d) Continued provision of the Services to you would pose a security risk to the Platform or other users. askRIA may terminate your Subscription and Account for cause upon written notice if you commit a material breach of these Terms that is not cured within thirty (30) days of notice, or immediately if the breach is incapable of cure. Upon termination or expiration of your Subscription, your right to access and use the Services will cease immediately. askRIA will retain your Account data, including User Content, for a period of twelve (12) months following termination, during which time you may request export of your data. After the twelve-month retention period, askRIA may permanently delete your data without further notice or liability. Sections that by their nature should survive termination (including Sections 6, 10, 12, 13, 14, and 15) shall survive any termination or expiration of these Terms.
10. Confidentiality
Each party (the "Receiving Party") agrees to maintain in strict confidence all Confidential Information received from the other party (the "Disclosing Party") and to not disclose such Confidential Information to any third party without the prior written consent of the Disclosing Party, except as necessary to perform its obligations or exercise its rights under these Terms and provided that any such third party is bound by confidentiality obligations at least as protective as those set out herein. The Receiving Party shall use the Disclosing Party's Confidential Information solely for the purposes of exercising its rights and performing its obligations under these Terms. The Receiving Party shall protect the Disclosing Party's Confidential Information using at least the same degree of care it uses to protect its own Confidential Information of similar nature and importance, but in no event less than reasonable care. Confidential Information shall not include information that: (a) Is or becomes publicly available through no fault or breach by the Receiving Party; (b) Was already in the Receiving Party's possession prior to receipt from the Disclosing Party, as evidenced by the Receiving Party's records; (c) Is independently developed by the Receiving Party without reference to or use of the Disclosing Party's Confidential Information; (d) Is rightfully received by the Receiving Party from a third party without restriction on disclosure and without breach of any obligation of confidentiality. The Receiving Party may disclose Confidential Information to the extent required by applicable law, regulation, or court order, provided that the Receiving Party gives the Disclosing Party prompt written notice of such requirement (to the extent legally permitted) and cooperates with the Disclosing Party's efforts to obtain protective treatment for such Confidential Information. The obligations of confidentiality set out in this section shall survive for a period of one (1) year following the termination or expiration of these Terms.
11. Data Protection
askRIA processes Personal Data in accordance with applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and, where applicable, the EU General Data Protection Regulation (EU GDPR). Our collection, use, storage, and processing of Personal Data is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you acknowledge that you have read and understood our Privacy Policy. Where you upload or submit User Content containing Personal Data of third parties, you represent and warrant that you have obtained all necessary consents and have a valid legal basis for sharing such data with askRIA. You acknowledge that you act as a data controller in respect of such Personal Data, and askRIA acts as a data processor on your behalf to the extent that it processes such data in the course of providing the Services. askRIA implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of processing, in accordance with Article 32 of the UK GDPR. These measures include, but are not limited to, encryption of data in transit and at rest, access controls, regular security assessments, and incident response procedures. In the event of a personal data breach that is likely to result in a risk to the rights and freedoms of natural persons, askRIA will notify you without undue delay and in any event within seventy-two (72) hours of becoming aware of the breach, in accordance with applicable data protection laws. For further information about how we process Personal Data, or to exercise your data protection rights, please refer to our Privacy Policy or contact us at hello@askria.ai.
12. Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ASKRIA LIMITED EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, ASKRIA DOES NOT WARRANT THAT: (A) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) THE RESULTS, ANALYSIS, SCORES, RECOMMENDATIONS, OR OTHER OUTPUTS GENERATED BY THE PLATFORM WILL BE ACCURATE, COMPLETE, RELIABLE, OR FIT FOR ANY PARTICULAR PURPOSE; (C) ANY ERRORS OR DEFECTS IN THE SERVICES WILL BE CORRECTED; (D) THE SERVICES WILL MEET YOUR SPECIFIC REQUIREMENTS OR EXPECTATIONS. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE SERVICES UTILISE ARTIFICIAL INTELLIGENCE AND MACHINE LEARNING TECHNOLOGIES THAT MAY PRODUCE INACCURATE, INCOMPLETE, OR MISLEADING RESULTS. ANY RELIANCE YOU PLACE ON THE OUTPUTS OF THE SERVICES IS STRICTLY AT YOUR OWN RISK. THE SERVICES DO NOT CONSTITUTE AND SHALL NOT BE CONSTRUED AS FINANCIAL, INVESTMENT, LEGAL, TAX, OR OTHER PROFESSIONAL ADVICE. YOU ARE SOLELY RESPONSIBLE FOR VERIFYING THE ACCURACY AND SUITABILITY OF ANY INFORMATION, ANALYSIS, OR RECOMMENDATIONS PROVIDED BY THE SERVICES BEFORE MAKING ANY BUSINESS, INVESTMENT, OR FINANCIAL DECISIONS. ASKRIA STRONGLY RECOMMENDS THAT YOU CONSULT WITH QUALIFIED PROFESSIONALS BEFORE ACTING ON ANY INFORMATION OBTAINED THROUGH THE SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH CASES, THE EXCLUSIONS SET FORTH HEREIN SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
13. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ASKRIA LIMITED, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF ASKRIA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF ASKRIA LIMITED ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES PAID BY YOU TO ASKRIA DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IF YOU HAVE NOT PAID ANY FEES TO ASKRIA, ASKRIA'S TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED ONE HUNDRED POUNDS STERLING (GBP 100). THE LIMITATIONS SET FORTH IN THIS SECTION SHALL APPLY REGARDLESS OF WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT LIABILITY FOR: (A) DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE; (B) FRAUD OR FRAUDULENT MISREPRESENTATION; (C) ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. YOU ACKNOWLEDGE THAT THE FEE STRUCTURE OF THE SERVICES REFLECTS THE ALLOCATION OF RISK SET FORTH IN THESE TERMS AND THAT ASKRIA WOULD NOT ENTER INTO THESE TERMS WITHOUT THE LIMITATIONS OF LIABILITY SET FORTH HEREIN.
14. Indemnification
You agree to indemnify, defend, and hold harmless askRIA Limited, its directors, officers, employees, agents, affiliates, successors, and assigns (collectively, the "Indemnified Parties") from and against any and all claims, demands, actions, suits, proceedings, losses, damages, liabilities, costs, and expenses (including reasonable legal fees and disbursements) arising out of or in connection with: (a) Your use or misuse of the Services; (b) Your breach of any provision of these Terms; (c) Your violation of any applicable law, rule, or regulation; (d) Your User Content, including any claim that your User Content infringes or violates any third party's intellectual property rights, privacy rights, or other legal rights; (e) Any dispute or claim between you and any third party arising out of or relating to your use of the Services; (f) Your negligence or wilful misconduct. askRIA shall promptly notify you of any claim for which it seeks indemnification and shall provide you with reasonable cooperation in the defence of such claim at your expense. askRIA reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with askRIA's defence of such claim. You shall not settle any claim that would impose any obligation or liability on askRIA without askRIA's prior written consent.
15. Governing Law
These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims). Notwithstanding the foregoing, askRIA retains the right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of askRIA's intellectual property rights, Confidential Information, or other proprietary rights. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the relevant provision shall be deemed deleted. Any modification or deletion of a provision under this paragraph shall not affect the validity and enforceability of the remaining provisions of these Terms. The failure of askRIA to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver of any provision of these Terms shall be effective unless made in writing and signed by an authorised representative of askRIA.
16. Changes to Terms
askRIA reserves the right to modify, amend, or update these Terms at any time at its sole discretion. If we make material changes to these Terms, we will provide you with at least thirty (30) days' prior notice by: (a) Posting the updated Terms on the Platform with a revised "Last updated" date; (b) Sending a notification to the email address associated with your Account; or (c) Displaying a prominent notice within the Platform. Your continued use of the Services after the effective date of any modified Terms constitutes your acceptance of and agreement to be bound by the modified Terms. If you do not agree to the modified Terms, you must stop using the Services and may cancel your Subscription in accordance with Section 9. It is your responsibility to review these Terms periodically to stay informed of any updates. We encourage you to check this page regularly for any changes. The "Last updated" date at the top of these Terms indicates when the most recent revisions were made. Any changes to these Terms are effective immediately for new users and, for existing users, on the date specified in the notice of modification (which shall be no sooner than thirty (30) days from the date of notice).
17. Contact
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the following details: askRIA Limited 9b The Broadway Woodford Green, England, IG8 0HL United Kingdom Email: hello@askria.ai We will endeavour to respond to all enquiries within a reasonable timeframe. For urgent matters relating to account security or data protection, please indicate the nature of the urgency in your correspondence.